Making excuses is easier than to work hard to get your
desired goals. The problem with making excuses is that you’ll regret doing it
later when you don’t have your finances in order. Here are the common 4 excuses
which are made by people regarding their finances.
Photo : sawysugar
1. “I don’t earn enough to save”
Earning lot of money in order to save is useless and
difficult idea. It is not must to save
$200 per month, but saving $10 per month is more than enough and which it helps
you in the future. Why because you don’t make much will not mean that you
cannot save. You need to reduce unwanted spending for while that will help you
spend less; it’s really worth the sacrifice for your financial future.
2. “My spouse is a spender”
The financial saving plan should be must because in most of
the houses spouse must be a spendthrift. So it is important to keep your
finances separate. You don’t owe anyone,
your spouse, your money, even you; especially it puts your financial future at
risk. In this situation you made to look selfish, but you need to protect your
future and yourself. These all concerns should be informed to your spouse and
explain him that why you keeping the finance separate.
3. “I’m not good with numbers”
This is a childish excuse when it comes to deal with your personal
finances. Dealing with finance is all about adding and subtracting. You must
act like a financier in order to keep control of your finances. Spending and
adding details in your accounts should know exactly. When you use debit card or pull cash out,
make a simple note on how much you spend this day from the account you took it
from. In the case, if your are spending using credit card, hold on the receipts
so you will know exactly how much your financial plan is going to be.
4. “I am in debt”
It does not mean that you can never have a good financial
future, when you are in debt plan. But you can have a great financial future,
if you get yourself out of debt. You don’t continue to put off dealing with
debt. Use the extra money to get rid of your debt, but it is not going to be
easy or quick. You will get inspired to continue, when you see the results.
Realize the blame excuses and the real reasons that may not
help you to have the financial future that you dream of.
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